Frequently Asked Questions

The Board of Directors believes this demutualization will strengthen the company’s financial position in a way that will provide long-term stability and operational capacity to better serve Louisiana policyholders for years to come. 

As a single-state insurer, Louisiana Farm Bureau Mutual Insurance Company has limited opportunities to grow, diversify risk, or expand offerings. Joining Southern Farm Bureau Casualty Insurance Company gives the company access to broader financial tools, improved capital capabilities, and expanded resources to serve Louisiana policyholders more effectively. 

The Board recommends a vote “FOR” adoption of the Proposal.

Southern Farm Bureau Casualty Insurance Company shares our mission, culture, and commitment to serving Farm Bureau families. They understand our policyholders because they serve similar communities.

Southern Farm Bureau Casualty Insurance Company is a top 100 property and casualty company with a strong AM Best rating, reflecting long-term financial strength and reliability.

Their multi-state presence spreads catastrophe risk geographically rather than concentrating it in one high-risk region.

Premiums will continue to be based on individual risk, coverage selections, and market conditions, just as they are today. The proposal will not reduce, in any way, the benefits or other terms of your policies.

With respect to your policy, you will speak with the same people at the same phone numbers and our underwriting and claims operations will not change. There will be no interruption in the service as a result of the proposal.

Through demutualization Louisiana Farm Bureau Mutual Insurance Company will become Louisiana Farm Bureau Insurance Company, a stock insurance company, which will be wholly owned by Southern Farm Bureau Casualty Insurance Company. The new company will retain its operations and employees in Louisiana, but shift its corporate  state of domicile to Mississippi.

All Louisiana-based employees, agents, and leadership will remain in place. Your service stays local; your support network gets stronger.

Your coverage, premium, benefits, and service will not change, and neither will day-to-day operations. The demutualization affects only the company's legal structure, not your policy.

Eligible Members may vote on the Plan of Reorganization by attending the Special Meeting of Policyholders on February 27, 2026. 

5:00 pm, Friday, February 27, 2026
Louisiana's Old State Capitol
100 North Blvd., Baton Rouge, LA 70801

Meeting location may change pending the number of responses. A subsequent notice of meeting change would be provided online, via email (if in our records), by signage at this site and via direct mail if there is sufficient time to send out notice.

The failure to consummate the proposal could have serious adverse financial consequences for Louisiana Farm Bureau Mutual Insurance Company, such as the possibility that rating agencies will reduce ratings, or that this failure will impair our ability to successfully pursue its strategic objectives.

Reduced ratings and any impairment of our ability to successfully pursue its strategic objectives may also have a material adverse effect on the business.

Further, if the proposal is not completed, Louisiana Farm Bureau Mutual Insurance Company will continue to face challenges to its ability as a mutual insurance company to raise capital, to achieve economies of scale and to achieve significantly larger financial size and strength. 

In the best interests of our Company, we urge you to vote “FOR” approval of the Proposal. 

Your agent, customer service team, and claims personnel remain the same.

All Louisiana-based employees and agents will remain in their roles. Leadership and officers will continue guiding the organization, preserving local presence and relationships.

Southern Farm Bureau Casualty Insurance Company’s model strengthens operations while maintaining local teams – this is a core benefit demonstrated in other Farm Bureau organizations.

Your policy, coverage, and all contractual protections remain unchanged.

Claims handling stays the same. The adjuster working your claim today will continue supporting you after the transaction. 

If you currently have a claim in progress, continue working with your adjuster – no part of the process or timeline changes. 

For questions or assistance in connection with the Proposal, please feel free to call us at 1-888-916-0668, email to info@lafarmbureauvote.com or by mail to Louisiana Farm Bureau Mutual Insurance Company, P. O. Box 95005, Baton Rouge, Louisiana 70895-9987.